Layoff Emergency Checklist

Remind yourself: It’s going to be OK

🌀 Why it matters: Your mind is your greatest tool. Before the panic sets in, give yourself permission to feel. Cry, scream, journal—but then ground yourself.

Check severance pay, unused leave, health benefits, and outplacement services.

📑 Why it matters: Employers often give severance, payout for unused leave, or extended health benefits. Know your rights and what you’re owed.

Apply as soon as possible to avoid delays in receiving benefits.

🛠️ Why it matters: This is money you earned while working. Don’t leave it behind. File as soon as possible to avoid delays.

Explore COBRA, marketplace options, or spousal coverage.

💡 Why it matters: Losing insurance can feel like free fall. Explore COBRA, ACA marketplace, or a spouse’s plan to keep coverage steady.

Make sure you don’t lose access to employer-matched funds.

Cut non-essential expenses and create a lean survival budget.

​💰 Why it matters: Layoffs hit the wallet fast. A survival budget keeps you steady.

From managers, colleagues, or mentors while relationships are fresh.

​📄 Why it matters: Your next opportunity is built on your receipts—skills, wins, and recommendations.

​Capture recent accomplishments before details fade​

🌍 Why it matters: Employers hire visibility and value. Position yourself boldly.

Look into certifications, workshops, or government programs.

📚 Why it matters: A layoff is a pivot point. Use it to sharpen your tools.